Thứ Tư, 5 tháng 3, 2014

Hiệu quả cho vay trung và dài hạn tại Ngân hàng thương mại cổ phần Phương Tây chi nhánh Hà Nội

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} &N/;:"(NP1 8+":"(NF#"C
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/ X/"0/@/G/74&5-"0/-[ 1@-/>
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 Cho vay trả góp
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~ T(H/155(d/"(N#)$?/";!/(d57
)(H/#@N/;:5 @'L/# 1@&6)]]D"C2
 Cho vay hợp vốn
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10 1/15N);0/G/"=&;$F.));N)
!#/G/ #215"(NP1."0"E/N4&5
SV: Đào Thị Vân Anh K44H2 GVHD: PGS.TS Nguyễn Thị Phương Liên
5
Khóa luận tốt nghiệp
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=&5"0/0 ;(N/;%"C1<I7*U54&N
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QHB 6"D!7/wN&6 X/W2I7*&5"0/
;C(d// 1#1<5;Q2c;!Q5;&/a
$+[Q"X "P+-&&6NH1!&5"0/;C
(d// 1#2-< x+I7*5;QP1 x+)^N)!
5&=& $12-?d/87/)+)HB
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SV: Đào Thị Vân Anh K44H2 GVHD: PGS.TS Nguyễn Thị Phương Liên
6
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SV: Đào Thị Vân Anh K44H2 GVHD: PGS.TS Nguyễn Thị Phương Liên
7
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)?B/E+.&7"K5+HB1+"0/152
l#Q .15&/a$+8 1@15"7)@"P
+&6)1Q"@'@1/@"(N)@1:&%&5"0/1<
"5)Q1Q2ƒ1/ X/)@#Q15-&
SV: Đào Thị Vân Anh K44H2 GVHD: PGS.TS Nguyễn Thị Phương Liên
9
Khóa luận tốt nghiệp
/+-&N&67&4&@1'8.&15 X/&E
"(N;151<15 X/GF/!/&E&5"0/"(N8!
5&0QU/$OH18+/&u"D'*2S8655.&;&4&@
1/ $15.&;4&J/=."=&";!E+)#
*Q2
2([((-+XYMN#!
1.2.2.1.Quy mô cho vay trung- dài hạn:
j&5X15&/a$+"(N*X/4&#Z&&f
• I1;15f9Z&H'@ "#/#0# #4&#7
;/";!B/ 1@5+0d"*2lF#"C$1;15
(7"#/#?*-%(N/)=W/B/ 1@51/
0d x%"C2(/"G5Z&1'. @3/&G&5*>$?/
;0Q2j&5X"=&(%);$?/Q"7!- .4&;
$G1/0d x2
• I(N$?/";!- .fD/$(N0/1+*
"(N;4&$?//BQ! #/"E/dZ&)@#
)=;"=&("/W++0d"*QQ":15
(/(&-2cE/dZ&5U/)@#R;4&!$1;
15z$(N"=& xi$1;15g$1;&N„$(N&; x{!
@3/"#)//&E;#QR";!&=&>$?/;1/-
.2
1.2.2.2. Chỉ tiêu chính đánh giá kết quả tín dụng trung- dài hạn
c*"#/# .4&@$?/&/a$+/(d7*$^/-&Z&
#&2S#Z&5#Z&&/11'0# 1@$?/&/a
$++Q"#/#&4&@$?/&/a$+0Q2
SV: Đào Thị Vân Anh K44H2 GVHD: PGS.TS Nguyễn Thị Phương Liên
10
Khóa luận tốt nghiệp
• Chỉ tiêu dư nợ:
I(N&/a$+
V$(N&/$+„
D/$(N$?/
SZ&51%5'."0/VJ/$(N&/a$+1/D/$(N
$?/0Q4&#d x #&2S7*/&'."0/4&5
X ;(N/$?/&/a$+2.&ZFPFM>;V5/1
/Y"0)#*/5/7&528$?/&/a$+7%
-&1-K.$(N+!/Y;4& #/aQ
11652
SZ&5U/7*$^/1#/B#Q #&"*%5"(N.
+Q51!.+Q #1/1+"0/$?/&/a
I1;15&/a$+
Q1<fQ&4&@>$?/&/$+„
/&E;&/a$+
Q7*>$?//&E;&/a$+0)=/&E;
/]+"*15&/a$+2S7**&"G5Z&4&@)##&
4&@$?/2SZ&>$?/;1)M)"#/#&4&@1/1+"0/
$?/0Q2SZ&5/!/YQ":>$?/0#&
4&@/&E;&5"0/"(N2
• Chỉ tiêu lợi nhuận:
FMV/Bf
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Khóa luận tốt nghiệp
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• Chỉ tiêu nợ quá hạn:

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Khóa luận tốt nghiệp
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dài hạn
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Khóa luận tốt nghiệp
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K"C0X/"WY-&d/ •&61#/2
.&K"C X/"(N.<,8 @3/F@51";!
Q,%! 1@15]],7&4&@ X/12
c*8"(N-&$#7&4&@1#Q)@7"=5"X/-
$##w74&2l":7$#QU/)@7"=5"X/
"*K"C&4&@$#8I /$#".QZ&;
"(NQ%)6JU/70;t$1 #&"*6)0$#.&
F#2l15QU/&X=X/-88$#-
C(d/#X/ #"*7*)@/ C)d(!B/"0'.7
*F@52(65X/$?/05.&;.4&J/2X/
/ C)dF#8#1/"(N+./5/7 @3/
G/1&4&@$?/2
 l@3/&5X /#'0$?/f
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F&% $1"-&7Z&"C .B/5.&;+1/#
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SV: Đào Thị Vân Anh K44H2 GVHD: PGS.TS Nguyễn Thị Phương Liên
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